Who We Are
Momentum Capital is a Commercial Finance Firm
We help businesses all over the United States to get the working capital they need. We’ve developed our own proprietary Funding Platform and have almost 500 Lending Partners in our network, that compete with each other for your business.
About 50% of Business Owners Have Poor Credit
To enable even more businesses to qualify for the best financing options, we offer our Credit Rejuvenation Program exclusively to our existing and potential clients.
We’ll repair your credit history, and help you rewrite your “credit story” to reflect who you are today. All this opens new doors to you for preferred financing options.
Once we get your credit score to 700+ we’ll apply for working capital for you through our 700+ FICO Hybrid Funding Program on our Funding Platform. We’ll work to get our bank and credit union Lending Partners competing with each other for your business!
Our Funding Platform
Our goal is to repair and rejuvenate your personal credit, enabling you to have the working capital resources available to you and your business that most all successful entrepreneurs have used to scale their businesses.
We have a Funding Platform with almost 500 Lending Partners that compete with each other for your business.
Once we get your credit score to 700+ we’ll utilize our 700+ FICO Hybrid Funding Program on our Funding Platform to get you the working capital your business needs.
Finally… the Financing Options You’ve Dreamed Of! You’ll Be Able to Apply For:
Business Term Loans of $50,000 – $500,000 with monthly payments, terms of 3 – 5 years, and interest rates starting at 8.5%.
0% Interest Rate Business Credit Cards with limits of $25,000 – $150,000 with 0% Introductory Interest Rate for up to 21 months.
Business Lines of Credit of $50,000 – $500,000 with monthly payments, terms ot 3 – 5 years, interest rates starting at 8.5% and interest only payments for up to the first year.
Dynamic Business Credit Cards with fluctuating credit limit based on bank balances
Personal Term Loans of $50,000 – $200,000 with terms of 3 – 5 years and interest rates starting at 8.5%.
Personal Lines of Credit of $25,000 – $175,000 with interest only payments for up to 18 months and interest rates starting at 8.5%.
Can I Apply For Working Capital Funding Before My Credit Score Is 700+?
Yes anyone with a credit score of 475 or higher can apply for working capital. So once you’ve enrolled in our Credit Rejuvenation Program, if you need working capital, and your credit score isn’t 700+ yet, just let us know.
We have about 200 Lending Partners on our Funding Platform that are revenue-based lenders. These are high-risk lenders and they base their approvals more on your business’ recent revenue, and don’t require that you have a high credit score.
Of course, because they will approve you even with a low credit score, as you can expect, these lenders tend to charge higher interest rates, and offer shorter payback terms.
But if your business needs working capital now, the revenue-based lenders on our Funding Platform can be a very good option.